If i was offered 1,00,000 dollars today or fifteen years from now i would choose, later on in life, because i can afford things that i want rite now and yeah don't get me wrong would love to have it now but i don't know how my future is going to look like. What i mean is that i don't know if I'm going to be poor are rich later in life or mite really need it, but if not then ill have money to putt away for my children's future so that the will have something to look forward to. Another reason why i would choose the money at that time is because, I'm young and known me if i get it and i would probably blow it on stupid things that ill only use one time and never use it again, then it would just get thrown, or gave away. This this is the reason why i would choose the money fifteen years from now.